National Flood Insurance Program

National Flood Insurance Program

The National Flood Insurance Program aims to reduce the impact of flooding on private and public structures. It does so by providing affordable insurance to property owners, renters and businesses and by encouraging communities to adopt and enforce floodplain management regulations. These efforts help mitigate the effects of flooding on new and improved structures. Overall, the program reduces the socio-economic impact of disasters by promoting the purchase and retention of general risk insurance, but also of flood insurance, specifically.

Community Rating System (CRS)

The Community Rating System is a voluntary program that encourages and recognizes a community's efforts that exceed the NFIP minimum requirements for floodplain management. Participation in the CRS program reduces a community’s vulnerability to floods while reducing the cost of flood insurance premiums for all policy holders in the jurisdiction.

Flood Map Service Center

The FEMA Flood Map Service Center (MSC) is the official public source for flood hazard information produced in support of the National Flood Insurance Program (NFIP). Use the MSC to find your official flood map, access a range of other flood hazard products, and take advantage of tools for better understanding flood risk.